Our insurance programs are structured for retail stores and wholesalers with the intention to simplify and broaden coverage.  Specialty coverages including Brands and Labels (coverage pays for the cost of removing the brands and labels from damaged stock so that it can be salvaged) are incorporated into our policies.

Business Income from Dependent Properties, Bad Debt Protection, Peak Season, Property in Transit, and Property at unnamed locations are further coverage considerations. Property valuation is tailored to cover real potential for loss, using tools such as agreed valuation, replacement cost, and waivers of co-insurance clauses.