[O034]

ordinance or law exclusion

An exclusion found in most standard property coverage forms that clarifies that there is no coverage for loss or damage that occurs as a direct result of the enforcement of any law or ordinance regarding construction, use, or repair of property. Nor does it cover any property that has to be torn down as required by ordinance or law, after a fire or other physical damage loss, even if that damage is a result of an otherwise covered cause of loss.