[M101]

Multicoverage Account Plan (MAP)

A program providing favorable rate treatment for large risks written on an account basis. The plan applies to a combination of property and liability policies written by one insurer for one insured and having common expiration or anniversary dates. Not to be confused with the Individual Risk Premium Modification Plan, which relates to package policies of the special multiperil program. Lower rates are developed in the MAP program based on risk and expense modification and also the use of deductibles.