[D089]

dwelling policy or dwelling fire policy

A property policy available for owners of dwellings. Usually used for those dwelling risks that are not eligible for the homeowners package policies. There are three groupings of covered causes of loss available. Form 1 provides protection for basic causes of loss. Form 2 provides broad and Form 3 provides special perils coverage. Personal liability protection may be available as an endorsement to the dwelling policy but is not automatic.